Pathways with Amber Stitt
🎙️ Get ready for Pathways with Amber Stitt, your go-to podcast for financial insights and motivation to take action today! 💪💰
Are you feeling overwhelmed when it comes to planning for your financial future? Don't worry, you're not alone. Many individuals and small businesses struggle with creating a solid game plan to protect themselves and their loved ones. That's where we come in.
Join me as we dive into our core framework, "Pathways to Peak Performance," where we'll tackle each of the 5 steps to bring you closer to success in every episode. Through education and motivation, our podcast is designed to inspire anyone to achieve success and resilience, no matter the obstacles they face in life.
And that's not all! We've also got the Physician's Edition, specially curated for medical professionals and small business owners who need help with their insurance planning. This bonus series is tailored to address the unique challenges and goals of these individuals.
Don't miss out on valuable insights, expert tips, and empowering stories that will empower you to take control of your financial future. Tune in to Pathways with Amber Stitt now and unlock the keys to a brighter, more secure tomorrow! 🎧💡💼
Pathways with Amber Stitt
The Physician's Edition: Ethan & Amber discuss COLA and FIO Riders
In this episode, my guest Ethan Abramowitz and I discuss Own Occupation Disability Income Insurance Contracts again.
**This time, we have a larger focus on the COLA rider = Cost of Living Adjustment Rider as well as the Future Purchase Options.**
COLA riders would allow for your monthly benefits to keep up with inflation if you were on a total disability claim.
Future Increase Options have a cost associated with buying the rider.
-These are available annually.
-Not every carrier offers this type of rider.
Future Purchase Options may also be called:
-Benefit Updates
-Benefit Increase Riders
-Benefit Purchase Riders
These are typically every third year and have no costs associated.
It is great to get insight from an attorney's perspective! If you have a question for Ethan, you can reach him here:
Website: SeltzerLegal.com
Email: EAbramowitz@seltzerlegal.com
Phone: 215-735-4222
Articles for reference:
https://www.seltzerlegal.com/blog/healthcare-professionals-mental-nervous-long-term-disability-claims-jumped-in-2020/
https://www.seltzerlegal.com/blog/how-erisa-may-affect-your-long-term-disability-benefits/
https://www.seltzerlegal.com/blog/physician-burnout-factors-and-consequences/
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